1. Agriculture Clinic & Agriculture Business Centers

Purpose: For financing of setting up of Agricultural Clinics and Agricultural Business Centers.

Eligibility:

• Graduates in Agriculture or allied subjects. For Group (normally of 5), a member to be Management
  
  
• Graduate/Experienced in Management/ Human Development.

Amount of Loan: Project Cost based, Max. Rs.10 lakhs for Individual and Rs.50 lakhs for Group of 5 Persons.

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2. Kisan Cedit Card - Oriental Green Card (OGC)

Purpose: Crop production needs/ Working Capital needs for other Farm and Non-Farm activities(allied activities), for repair of Machinery, Consumption needs etc.

Eligibility: Farmers/ Cultivators/ Artisans engaged in Farm and Non-Farm activities.

Amount of Loan: Need Based. There is no ceiling.

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3. Composite Credit Card Scheme for Agricultural Lending

Purpose: For Credit needs of Farmers including those for Farm operations, development of agriculture etc. & domestic expenditure.

Eligibility: All farmers

Amount of Loan: Maximum to the extent of 50% of the value of land offered as security or Rs.7.50 lakhs whichever is lower.

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4. Scheme for Purchase of Tractor

Eligibility Criteria:

An individual, joint co-borrower, HUF proprietorship partnership (P) Ltd. , Ltd. Companies, Cooperative Society, Trust are eligible under the scheme who have minimum 2.5 acres of agriculture land with permanent source of Irrigation for minimum in two crops in a year and borrowers are non-defaulter of any financial institution.It can be considered by taking into account the assets utilization for a minimum of 1000 hours of productive work per year on own farm and custom hiring.

Amount of Loan: 90% on the invoice value of Tractor & implements.

Security:Hypothecation of tractor along with implements if applicable. Mortgage of agriculture land to secure the advance adequately or Third party guarantee acceptable to bank.

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