Banking & Credit :: PUNJAB & SIND BANK
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11. P&SB Kheti Uheti Udyog Khazana Yojana (KUKY)
A farmer can avail loan for purchase of tractor, trolley, agricultural implements, Minor irrigation, land Development, crop production, poultry, fisheries, or any other such agricultural activities
Eligibility: A farmer having at least one acre irrigated land.
Margin: 10 to 25% depending upon the purpose of loan.
Limit: The limit is fixed @ Rs.50000 per acre for irritated land and @ Rs.15000 per acre for unirrigated land with a maximum limit of Rs.7.50 lac. The limit is sanctioned for a period of 10 years.
12. P&SB Scheme for Financing Handicapped Loan Assistance Scheme for Agricultural Activities
Assistance is provided to disabled persons under NHFDC scheme for :
- Agriculture production, irrigation, purchase of agriculture machinery, horticulture, sericulture etc.
- Purchase of equipment for agriculture services.
- Marketing of agriculture products.
- Purchase of land for agriculture purpose.
- Commission agents at Mandi Samities.
- Small Business such as retail outlets for marketing organic fertilizers, pesticides/ insecticides, improved variety of seeds, farm machinery etc.
Loan amount: Maximum loan available under this scheme is Rs.5 Lacs.
Eligibility: Any Indian Citizen with 40% or more disability. Age between 18 and 55 Years Annual income below Rs.1,00,000 for urban areas and Rs.80,000 p.a. for rural areas With relevant educational/technical/vocational qualification, experience and background Domicile of the state where the project is to be put up Should not be debtor.
13. P&SB Scheme for Vermi Composting Unit
Objective: To provide cultural materials of the desired species and train farmers entrepreneurs. To demonstrate practically the unit that will be set up.
Project Components :
| Sheds |
Machinery |
Fencing, Road/paths and Water Supply System |
| Vermi-beds |
Seed |
Building & Furniture |
| Land |
Stock |
Transport |
Project cost:
A. Capital Cost Rs.2770000
B. Recurring Cost Rs.1440000
Total Project Cost Rs.4210000 |
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