TNAU Agritech Portal :: Banking & Credit

Banking & Credit :: PUNJAB & SIND BANK


	22. P&SB Scheme for Private Veterinary Clinic With Retail Outlet for Feed and Medicine Objective: To provide veterinary services to the farmers at their door step to rear good quality animals and to control infectious animal diseases and thus reduce morbidity and mortality To cover large population of the breedable stock for genetic improvement To enable the farmers to get feed and medicine at their doorstep. Location and Area of Operation: The clinic is to be established in those areas where livestock owners demand for quality services on payment basis such as milk shed areas, poultry pockets, irrigated tracts etc. The area of operation may be 8-10 villages having 5000 to 6000 cattle units. The department of animal husbandry may assist for selection of potential areas. Project Components : (i) Infrastructure - Building (own or rented), Refrigerator, Telephone, Furniture. Motor cycle (ii) Equipment - Surgical implements, laboratory equipments AI kit, Cryocans (big and small) (iii) Inputs - Poultry and dairy feed, medicine, vaccines (iv) Others - Lab chemicals and Stationery 23. P & S Bank Diamond Krishi Card Objective: To provide more credit and better facilities to KCC holders/ farmers. Eligibility: An existing P & S Bank KCC holder with satisfactory track record for at least 2 years and with minimum holding of 5 acres perennially irrigated agricultural land, is eligible for coverage under the Scheme. Quantum of Loan: Upto Rs. 1,00,000/- per acre of irrigated land holding or 50% of market / realizable value of agricultural land whichever is less ; subject to the maximum of Rs. 10 lacs. Purpose of Loan : The credit limit can be utilized/disbursed for Short Term Agricultural Operations, for agricultural Investment as well as for consumption needs, with following stipulations: Short Term Credit Needs : ST-1 For normal production credit-upto Rs. 20,000/- per acre (irrigated) land ST-2 For contract farming - upto Rs. 40,000/- per acre of irrigated land depending upon the variety / type of crop / plantation grown by the farmers . ST-3 For and against godown receipts of produce of the Farmers-upto Rs.20,000/- Per acre Source: http://www.psbindia.com