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Banking & Credit :: Punjab National Bank

33. PNB General Credit Card (GCC):

Purpose : 

To provide hassle-free credit to bank's customers based on the assessment of cash flow without insistence on security, purpose or end-use of the credit. this is given as cash-credit with limit no end-use stipulation.

Eligibility :

Bank's individual customers with sources of adequate income in rural and semi-urban areas.

34.PNB Krishak Sathi Scheme (KSS):

Purpose:

Providing finance to the farmers to redeem their outstanding dues to moneylenders.

Eligibility:

All farmers including small & marginal farmers, tenant farmers, oral lessees, sharecroppers 

35.Scheme for Financing Solar Energy Lighting System (SELS)

Objective:

To provide renewable source of energy in rural/semi-urban areas by using solar energy.

Purpose:

To finance farmers engaged in agriculture & allied activities for installation of solar energy lighting system with necessary accessories from reputed manufacturers/ suppliers/authorized dealers.

Eligibility

a. individual farmers in rural/semi-urban centres. focused attention will on covering existing good kcc borrowers under the scheme but there will be no bar for financing fresh farmers who would be financed on merits of the case. sanctioning authority will ensure that farmer has assured source of income/cash flow adequate enough to repay the bank loan.

b. further, if a farmer satisfies the income and land holding criteria and is otherwise eligible to draw the financial assistance under dri scheme will also be eligible for financing under solar energy lighting system so that they can get the loans at the interest rate applicable to dri scheme.

For more details: http://pnbindia.in

 
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