Objective: To meet all expenses involved in raising a particula

Eligibility: Farmers cultivating owned/Registered leased l

Loan Amount :

1. As per the scale of finance 
2. In other cases where scale of finance is not specified, the branch has to work out the credit requirement of the farmer

2. Union Gerrn Card (Kisan Credit Card)

Eligibility:

1. Farmers eligible to avail loans under conventional crop loan.
2. Not being defaulters to any credit institution.
3. Owners, cultivators, tenants, lessee farmers with recorded occupancy rights or farmers with ancestral / perpetual rights, oral tenants.

Loan Amount: As per the scale of finance.

Margin:

Upto Rs.25,000/- - Nil
Above Rs.25,000/- -- 5% to 15% (No margin, if financed as per scale of finance for crops.)

3. Union Gold Scheme

Eligibility:

Any individual owning gold ornaments and jewellery, singly or jointly. Need not be existing account holder of the Bank. He should be properly introduced to the Bank.

Purpose:

1. Under Priority Sector, for all eligible purposes like agriculture.
2. Under Non-Priority Sector, for genuine purposes including medical purpose and for meeting unforeseen expenses etc.
3. Consumption loans for meeting the expenses on consumption needs such as medical, educational, marriage and other ceremonies etc.

Loan Amount:

Priority Sector - Need based/project based. No ceiling.
Consumption Loan - Upto Rs.2000/-.
Non-Priority Sector - Max.Rs.5 lacs.

Source: http://www.unionbankofindia.co.in