7. Scheme for Financing Setting-up of Agriclinics / Agribusiness by Agricultural Graduates

Agriculture Graduates on various aspects related to crop production, marketing of crop produce and clinical services for farm animals.

Eligibility: Agriculture Graduates/ Graduates in subjects allied to agriculture like horticulture, animal husbandry, forestry, dairy, veterinary, poultry farming, pisciculture and other allied activities.

Project Cost and Coverage: For individual, it is maximum of Rs.10 lacs and for group, it is maximum of Rs.50 lacs.

Margin:

Upto Rs.25,000/- : Nil
Above Rs.25,000/- and upto Rs.50,000/- : 5 to 10%
Above Rs.50,000/- : 10 to 15%
Under interest subsidy scheme:
upto Rs.5.00 lacs - no margin
above Rs.5.00 lacs - 10-15% margin

8. Union Mortgage Scheme for Farmers

Objective: To meet the production, investment and consumption requirement of the farmer,

Extent of Finance:  As per scale of finance for crop cultivation. In other cases, 5 to 15% margin to be brought by the borrower depending upon purpose.

Project Cost: The project cost depends upon the capacity and technology used for cold storage for horticulture produce and will be arrived at on the basis of actual estimates/invoice prices of machineries, etc.

9. Schme for Financing Unemployed Agricultural Graduates To Develop a Model Farm

Objective: To provide employment to unemployed agricultural graduates.

Purpose: To create a model farm in villages, which will provide gainful employment alongwith sufficient income generation to motivate an agricultural graduate to run a self employment venture rather than going for a job. It will be left to the entrepreneur to select the venture.

Eligible Projects:

1. Purchase of irrigated agriculture land - 5 acres.
2. Crop loans
3. Construction of farm houses.
4. Provision of alternate source of energy i.e. solar energy and/or bio-gas plant.
5. Custom service units covering.
6. Purchase of tractor and implements for self use and hiring
7. Agri-business for sale of fertilizers, pesticides, seeds etc.
8. Agri-clinic activities i.e. consultancy, agri-services providing data on weather reports, marketing etc.
9. Providing allied agricultural activities such as dairy, poultry etc.

Eligibility: Unemployed Agricultural Graduates not below the age of 22 years and also Agriculture Graduates who have given up the employment.