10. Purchase of Two / Three / Four Wheelers  

Objectives: For purchasing of two/ three/ four wheelers/ trucks/ jeeps /pick-up vans etc by the agriculturists.

Eligibility:

The finance may be considered preferably in case of :
1. Agriculturists having scattered land holding/land in two or more villages in more than one piece / farm situated far away from residence.
2. Agriculturists following intensive and multiple cropping system.
3. Agriculturists adopting heterogeneous activities, mixed farming practices viz. Dairy, Poultry, Fisheries, Sericulture, Bee Keeping, etc., growing of vegetables, horticulture, plantation or other such activities with seasonal crops.
4. Agriculturists staying far away from agriculture produce markets/other markets.

Loan Limit: 75% of the cost of the vehicle.

11.  Swarna Jayanti Gram Swarozgar Yojana (SGSY)

The scheme has been launched w.e.f. 01.04.1999 as an integrated programme to bring every assisted rural family above the poverty line. Subsidy is available upto 30% of project cost subject to maximum Rs.7500/-. For SC/ST 50% of the project cost maximum Rs.10,000/- and for SHGs 50% or maximum Rs.1.25 lacs.

12. Differential Rate of Interest (DRI)

The objective is for upliftment of weaker sections of the society by providing easy credit at cheaper rate of interest. Loan amount is maximum Rs.15000/-  and Rs 20000/-  for housing loan at 4% p.a. for individuals.

13. Prime Minister's Rojgar Yojana (PMRY)

This scheme was launched by Government of India in October 1993 with the objective of providing employment to educated unemployed youth for setting up micro enterprises. Maximum project cost of Rs.2.00 lac for business sector and Rs.5.00 lacs for  industry sector of composite nature  are permitted. In case of partnership firm projects upto Rs.10.00 lacs are also considered subject to prescribed share of each borrower. Subsidy is 15% of the project cost maximum upto Rs.7500/- per entrepreneur. For North Eastern States, H.P., J & K, Uttaranchal subsidy will be maximum Rs.15,000/-. SHGs can also be considered for financing under this scheme provided all members satisfy the eligibility norms.

14. Scheme for Liberation & Rehabilitation of Scavengers (SLRS)

The scheme aims to provide alternate employment to scavengers and their dependents with a maximum unit cost of Rs.50,000/-. Subsidy is available at 50% of project cost maximum Rs.10,000/- at interest rate of 4% p.a. for loans upto Rs.15000/- and at prescribed rates of the Bank for loans above Rs.15000/-.

15. Swarna Jayanti Shahari Rojgar Yojana (SJSRY)

This scheme seeks to provide gainful employment to the urban poor (living below the urban poverty line) who are unemployed or underemployed, through setting of self employment ventures or provision of wage employment. Maximum project cost is Rs.50,000/- and subsidy is available at 15% of project cost subject to maximum of Rs.7500/-. Joint ventures are also permitted. In the case of group project of women subsidy of Rs.1.25 lacs maximum is available subject to 50% of project cost.