Objective:

The scheme aims at providing adequate and timely credit for the comprehensive credit requirements of farmers for taking up agriculture and allied activities under single window, with flexible and simplified procedure, adopting whole farm approach, including the short-term credit needs and a reasonable component for consumption needs, through Kisan Credit Card including repayment of farmer's dues to non-institutional lenders.

Area of operation:

Through all rural and semi urban branches.

Eligibility:

• Short term crop loans to farmers those who are owner cultivators/share-croppers/bargadars. 
  
• KCC can also be issued for meeting the short term production need/working capital needs in respect of the allied activities like poultry, dairy, pisciculture, floriculture, horticulture etc. 
  
• KCC schemes also covers the term credits for agriculture and allied activities. 
  
• KCC is issued to individual borrower only on merit and not to corporate body society, association, club, group etc. 
  
• Illiterate and blind persons intending to avail of this facility may be allowed after taking proper safeguard against misuse and tampering.

Purpose:

It is intended that both term as well as short term/working capital credit facilities will be provided through single Kisan Credit Card. The passbook provided to KCC holders are to be divided into three separate portions for maintaining the records of :-

a) short term credit / crop loans,

b) working capital credit for activities allied to agriculture and

c) term credit (repayable beyond 12 months) However, it is to be ensured that transaction records of different loan facilities are kept distinct.

2. United Krishi Jalaghu Paribahan Yojana

Objective: To provide financial assistance to the farmers for acquiring three wheelers, to be used as a transport equipment for carrying agricultural inputs and farm produces

Area of operation: Through all rural and semi urban branches

Eligibility: The farmers owning lands or no land but having driving license will be eligible for the loan.

Quantum of loan: Maximum upto Rs.1.00 lac.

Source: http://www.unitedbankofindia.com