Objective and Purpose:                                           

a) The objective of the scheme is to meet genuine short term crop production credit requirements of farmers to enable them to undertake crop cultivation on modern lines so that they can increase their farm production and productivity level. 
b) Finance can be considered for the following purposes: 
i) Purchase of hybrid / improved seeds, fertilisers, manures, insecticides, pesticides, weedicides, etc. 
ii) Hire charges of tractor and other farm implements, wages of hired labour, irrigation charges / cost of fuel or power for running pumpsets, etc. 
iii) Advance for storing the harvested produce for sale. 
c) Advance for cultivation of commercial crops including horticulture and plantation crops. 
d) Farmers can also be financed for multiplication of hybrid / high yielding varieties of seeds. 

Eligibility: 

a) Individual farmers, registered partnership firms, companies, registered farming co-operative societies who own / possess agricultural land as owner, registered tenants or sharecroppers with recorded rights are eligible for finance. 
b) They should be progressive and willing to adopt modern cultivation practices. 
c) Farmers who are members of co-operative societies ceded to us, may be financed for crop production through such societies. 
d) In case of seed multiplication programmes, the proponent farmer should be an owner cultivator with good land and assured irrigation facilities. He should be well experienced in seed production techniques. His performance may be verified from the agency which supplies him the foundation seed & purchase the commercial seed from him. 

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5. Farm Mechanisation, Implements & Equipment:

Objective:  To improve efficiency in farm operations and assist the farmers for adapting improved/scientific agronomic practices by providing need based credit support for acquirirng farm machineries and equipments/implements. 

Purpose:

• Purchase of new/second hand tractors, accessories & machinery implements
• Purchase of new power tiller, accessories and matching implements
• Power thresehers, power sprayers, power dusters and chaff cutters
• Purchase of jeeps pick-up vans mini trucks, two wheelers, etc to be used for transporting agricultural inputs and farm produce/ products.
• Finance for major repairs / renovations of new/ second hand tractor/ trailer, tractor drawn implements, power tiller, jeep, pick up van truck etc, to our borrowers financed for purchase of these machineries.

• The proponent should be a farmer having owned opr registered leased land.
• For tractor loan the farmer should have a minimum 8 acres perennially irrigated land. However ZM/DZM can have discretion to consider deserving borrowers having 5 acres
• For purchasing power tiller the farmer should have a minimum of 5 acres of perennial irrigated land. DZM/ZM can use discretion in deserving cases with a minimum of 3 acres of perennially irrigated land.
• Productive use of tractor and power tiller for a minimum of 1000hours and 600 hours per annum respectively to be ensured.
• For purchase of tractor with more than 25 hp, the land holding should be more at the rate of one acre perennially irrigated land for every 2.0 to 2.5 hp
• State Govt undertaking engaged in financing the farmers for purchase of farm machineries.
• State Govt corporations engaged in providing hire services to the farmers.
• Agro Service Centres run by technically qualified entrepreneurs may be financed for acquiring farm machinery.