Purpose: An instant credit for farming community to meet the emergency requirements for Agriculture and Domestic purposes for tiding over temporary difficulties i.e.

1. Repair of farm equipment (tractor, pump set, trolley etc assets free of any charge)
2. Repair/ construction of cattle shed, farm produce storage unit

Eligibility: Existing KCC individual borrowers/ joint borrowers (not exceeding 4 farmers)

Minimum : Rs.1000/-
Maximum; Rs.50000/- (Subject to ceiling at 50% of KCC limit / 25% of annual income)

Margin: Nil

Rate of interest: Linked to Base rate as decided by bank as applicable to card rate for KCC ( without interest subvention) ( to arrive at ROI, all limits/ credit facilities may be clubbed for the farmer borrower).

Service Charges: Nil

Disbursement: After the harvest period of the crops, the farmer/s shall be eligible for the loan