Dena Kisan Gold Credit Card Scheme (DKGCC)

Objective:

The scheme aims at "Whole Farm Approach" in respect of farm loans. The scheme ensures flexibilty, choice in respect to the purpose, amount and timing of loan.


Eligibility:

Farmers, irrespective, of land holdings withRegular conduct of the existing loan accounts for last 3 years.

Quantum of loan:

Upto five times the average annual farm income or 50% of the value of land mortgaged as collateral security with a maximum of Rs. 5.00 lacs.

Existing term loan outstandings, if any, would be deducted from the 50% value of the land or five average annual income so as to arrive at net eligible amount.

The facility would be ovre and above the existing or purposed production credit limits.

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List of Schemes for Financing to Agriculture Sector

1. Dena Kisan Credit Card Scheme
2. Financing Agriclinic/Agribusiness Centres
3. Scheme for Financing construction/ renovation/ expansion of Cold Storage
4. Scheme for Financing Rural Godown
5. Dena Bhumiheen Kisan Credit Card Scheme
6. Scheme for financing Tenant Farmers / oral Lessees
7. Scheme for extending credit to purchase of Land by small and marginal farmers
8. Financing Horticulture Crops
9. Dena General Credit Card Scheme
10. Loan for development of waste land

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Source: http://www.denabank.com