5. Kisan Chakra Scheme

Purpose

Purchase of vehicles viz. two wheelers, four wheelers carriage van, maxicabs, jeep, car, lorry, truck, etc. for supervising agricultural operations / management of the farm/ estate and for transportation of agricultural produce, inputs, labour etc.

Eligibility

Agriculturists cultivating his own land or engaged in allied activities such as dairy, poultry, sericulture, fish farming etc.
Persons engaged in production / distribution of agricultural and allied commodities

Quantum of loan: An upper monitoring ceiling of Rs.5 lacs is fixed for the scheme

Margin: 15-25% (minimum of 25% for MCVs/ACVs)

Interest: As applicable to ATLs

Repayment: 3-5 years in monthly / quarterly / half yearly depending upon income generation

6. Agri clinics and Agri business centers

Purpose

Office extension / Technical services to farmers viz. cropping practices, crop protection, market trends, clinical services for animal health etc.,
Sources of input supply and service to needy farmers
Gainful employment to agri graduates

Eligibility: Agricultural graduates / graduates in subjects allied to agriculture like horticulture, Animal Husbandry, veterinary , poultry, pisciculture etc.,

Project cost

For individuals Rs.10 lacs
For groups Rs. 50 lacs (The group may be of five of which one could be a Agricultural graduate with qualification and expertise)

Margin money: Margin - 15%

Rate of interest: As applicable to Agri advances

Repayment: 5-10 years with a grace period of a maximum of 2 years