The Lakshmi Kisan Credit card is a unique product specially designed for agriculturist. 
                2. Lakshmi  Personal Vehicle Loan
                  
                  Purpose:                 To purchase for own use:
                  
                  
                    - New Car/Van/Jeep
 
                      - Used Car/Van/Jeep
 
                      - New two-wheelers
 
                  
                  Eligibility: Agriculturists (with minimum land holding of 8 acres of irrigated land)
                  
                Income:
                For purchase of car / van / jeep: Annual income of Rs.1.20 lacs (sufficient proof required).   
                For purchase of two-wheelers: Minimum net monthly income of Rs.5000/- with necessary proof.
                
                Quantum:
                For purchase of Car / Van / Jeep: 20 times Net Monthly Income or
                New Vehicle: 80% of the cost of the vehicle. (Maximum: Rs.10.00 lacs)
                Used vehicle: 60% of the cost of the vehicle as assessed by an approved automobile engineer  (Maximum: Rs. 5.00 lacs)
                For purchase of new two-wheelers: Not exceeding 6 times the net monthly income or 75% of the cost of the vehicle with a Minimum of Rs.10,000/-  & Maximum of Rs.50,000/- 
                
                
 
                3. Lakshmi Gold Power
                  
                Type of facility: The product is available as Overdraft against pledge of gold jewels.
                Purpose: To meet the personal/agricultural/business requirements of Individuals, Business entities, etc.
                Quantum: Minimum Rs.0.50 lacs and Maximum Rs. 5 to 50 lacs
                Based on the advance value per gram of gold as fixed by the Bank from time to time in respect of jewel advances and due appraisal by the Bank appraiser.
                
              Source: http://www.lvbank.com