Loan Processing Charges: Upto Rs.25,000 - Nil > Rs.25,000 but < Rs.2.0 lakhs - Rs.50/- per loan Rs.2.0 Lakhs & Above - 0.1% on sanctioned amount

Prepayment Charges: Nil

No due Certificate: Rs.25/- per certificate and NO charges for Govt. sponsored schemes.

Solvency Certificate: Upto Rs.10.00 lakhs - Rs.2000/- and Above 10 lakhs but below Rs.50 lakhs - Rs.3000/- and Above Rs.50 lakhs - Rs.5000/-

Loan Processing Charges

PSA:

Upto Rs.25,000 - Nil 

> Rs.25,000 but < Rs.2.0 lakhs - 0.25% of the loan amount with min of Rs 250/-

Rs.2.0 Lakhs & Above (i) 0.25% of the loan amount (ii) 0.125% for renewals.

Non PSA:

Upto Rs.25,000 : 125 per loan

>25,000 to < 2 lakhs: 0.50% of the loan amount with min of Rs 500/-

> 2 lakhs: 0.50% of the loan amount and 0.25% of the loan amount for renewals

Prepayment Charges: Nil

No due Certificate: Rs.25/- per certificate and NO charges for Govt. sponsored schemes.

Solvency Certificate: Upto Rs.10.00 lakhs - Rs.2000/- and Above 10 lakhs but below Rs.50 lakhs - Rs.3000/- and Above Rs.50 lakhs - Rs.5000/-

3. Rural Housing

Loan Processing Charges: Administration fee of 0.5% of the loanamount.

Prepayment Charges

1. Partial Pre-payment not allowed upto the completion of 6 months’ term.

2. Over 6 months, partial prepayments are allowed upto a max. of 2 times in a span of 12 months subject to a min. of Rs..25000/=

3. Pre-payment Penalty is nil for partial pre-payments only Total Foreclosure Penalty 1% of (Outstanding Principal + principal repayments during previous 12 months)