4. Produce Loans
Loan Processing Charges
PSA :(Agri):
Upto Rs.25,000 - Nil
> Rs.25,000 - 0.50% of the sanctioned amount
NON - PSA:(General):
Upto Rs.25,000 - Nil
> Rs.25,000 to < 2 lakhs - 0.50% of the sanctioned amount with minimum of Rs 500/-
> 2 lakhs: 0.50% of the loan amount.
Prepayment Charges: Nil
No due Certificate: Rs.25/- per certificate and No charges for Govt. sponsored schemes.
Solvency Certificate:
Upto Rs.10.00 lakhs - Rs.2000/-
Above 10 lakhs but below Rs.50 lakhs - Rs.3000/-
Above Rs.50 lakhs - Rs.5000/-
5. Kisan Credit Card
Loan Processing Charges:
Upto Rs.25,000 - Nil
Above Rs.25,000 but less than Rs.2.0 lakhs - Rs.100/- per loan
Rs.2.0 Lakhs & Above - 0.2% on sanctioned amount.
PAIS:(Insurance premium): Rs.10/- for a period of 3 yrs for Rs.50,000/- sum insured.
Prepayment Charges: Nil
No due Certificate: Rs.25/- per certificate and NO charges for Govt. sponsored schemes.