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Banking & Credit :: INGVYSYA BANK

4. Produce Loans

Loan Processing Charges


PSA :(Agri):


Upto Rs.25,000 - Nil

> Rs.25,000 - 0.50% of the sanctioned amount

NON - PSA:(General):


Upto Rs.25,000 - Nil

> Rs.25,000 to < 2 lakhs - 0.50% of the sanctioned amount with minimum of Rs 500/-

> 2 lakhs: 0.50% of the loan amount.

Prepayment Charges: Nil

No due Certificate:
Rs.25/- per certificate and No charges for Govt. sponsored schemes.

Solvency Certificate:


Upto Rs.10.00 lakhs - Rs.2000/-

Above 10 lakhs but below Rs.50 lakhs - Rs.3000/-

Above Rs.50 lakhs - Rs.5000/-


5. 
Kisan Credit Card

Loan Processing Charges:


Upto Rs.25,000 - Nil

Above Rs.25,000 but less than Rs.2.0 lakhs - Rs.100/- per loan

Rs.2.0 Lakhs & Above - 0.2% on sanctioned amount.

PAIS:(Insurance premium)
: Rs.10/- for a period of 3 yrs for Rs.50,000/- sum insured.

Prepayment Charges:
 Nil

No due Certificate
: Rs.25/- per certificate and NO charges for Govt. sponsored schemes.

 

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