6. Gold Loans

Loan Processing Charges

PSA : (Agri):

Upto Rs.25,000 - Nil
Above Rs.25,000 but less than Rs.2.0 lakhs - Rs.100/- per loan
Rs.2.0 Lakhs & Above - 0.2% on sanctioned amount

NON - PSA: (General):

Upto Rs.25,000 - Nil
Above Rs.25,000 but less than Rs.2.0 lakhs - Rs.250/- per loan
Rs.2.0 Lakhs & Above

• (i) 0.25% subject to a maximum of Rs.1.0 lakh for fresh loans.
• (ii) 0.10% subject to a maximum of Rs.25,000/- for renewal enhancements

Appraiser charges:

Upto 0.5% of loan amount.
Upto Rs.25,000 - Nil
Above Rs.25,000 but less than Rs.2.0 lakhs - Rs.100/- per loan
Rs.2.0 Lakhs & Above - 0.2% on sanctioned amount.
PAIS:(Insurance premium)Rs.10/- for a period of 3 yrs for Rs.50,000/- sum insured.

Prepayment Charges: Nil