Kissan Vahana is a specially structured two-wheeler loan for farmers with significant benefits for their agricultural operations. Individual mobility funded through this affordable means helps increase efficiency, reduce wastage of perishable produce by reducing time to market and enhance profit.

Features

• Loan amount between Rs. 20,000 and Rs. 40,000

Eligibility

• Applicant should be owner cultivator of a minimum of one acre of land, or should have a dairy unit with a minimum of 10 cows/buffaloes, or
• The net income from agriculture and other sources of the family should be above Rs. 50,000 provided the spouse or another member of the family is a permanent employee of a reputed company or firm, or is in the government service or works with an educational institution and should be a co-obligant to the loan

4. Agri Gold Loan

The Agri Gold Loan is extended to individuals against security of gold ornaments owned by them for the purpose of agricultural activities. It is ideal for farmers seeking financial assistance to meet agricultural and developmental expenses.

Features

• Eligible loan amount may be assessed based on area under cultivation, crops raised, scale of finance etc.
• Rate of advance may be fixed up to 75% of market value
• Instant Disbursement

Eligibility

• Eligible loan amount may be assessed based on area under cultivation, crops raised, scale of finance etc.
• Rate of advance may be fixed up to 75% of market value
• Instant Disbursement